Draw up an all-encompassing credit risk analysis: assessment of specific risks related to certain agreements, creditworthiness of customers and suppliers, activities and/or regions (political climate).
When assessing the risks, you work closely with internal departments (Finance, Legal, Insurance, ...) and external partners (government boards, agencies, ...). You know which department is responsible for each task and who the strategic contacts are.
Based on the identification and definition of the different risks, you work out a financial/credit insurance proposal to deal with these risks. As such always watching over the short-term and long-term commercial interests and returns. You will have regular contact with financial institutions (banks, insurers, etc.)
You see connections between different historical contracts in order to develop an innovative and alternative proposal. You proactively identify any future risks to internal and external customers. To this end, you proactively collect the necessary information in a formal and informal manner.
You use your insight into the various national and international support measures, credits and financial mechanisms and organisations (Credendo, OECD, EU, ...) and integrate these into her/his file (e.g. assists with subsidy applications for clients).
You maintain an intensive relationship with strategic external partners and negotiate independently with the financial sector, governments, agencies, ... regarding the size, cost price and scope of the various products (e.g. negotiates documentary credits).
You ensure that the technical knowledge and experience within the department remains up-to-date in order to develop future innovative and alternative proposals.
You prepare a financial plan (in support of various investment files) and can also present the necessary conclusions.
You’re responsible for the accurate preparation, follow-up and completion of transactions (initiation, invoicing, collection, reporting, ...).
You accurately process all data of a transaction in order to launch possible insurance claims in the future. In the event of legal disputes, you’re responsible for justification and motivation of requested compensation.
You work and act in accordance with the applicable QHSE-S instructions and measures, take appropriate measures in case of accidents and hazardous situations and draw proposals for improvement.